Top 5 Multi Cap Funds to Invest in 2025 for Superior Returns

Best Multi Cap Funds 2025

Multi-cap funds are designed to maintain a balanced allocation across large-cap, mid-cap, and small-cap stocks. This diversification ensures a well-rounded portfolio that can capitalize on opportunities across different market capitalizations while minimizing concentration risks. These funds are compelling for investors seeking exposure to a broad spectrum of equities. Performance Snapshot for 2024 In the current … Read more

Comprehensive Guide to Term Insurance in India: Protect Your Family

Term Insurance in India

Term insurance is an essential financial tool for providing financial security to loved ones in case of the policyholder’s untimely death. Despite its significance, term insurance remains underutilized in India, particularly among salaried taxpayers. However, there is an emerging trend among High-net-worth individuals (HNIs) opting for high-value term insurance policies, with coverage amounts surpassing Rs … Read more

120% Rise in High-Cover Term Insurance Purchases for Women

Women term insurance

Rise in Women Policyholders: The number of women purchasing term insurance plans in India has witnessed a remarkable 80% surge over the past two years, as PolicyBazaar’s latest data reported. This significant increase highlights the growing financial awareness and inclusion among women in India. Notably, more women are now opting for high-coverage policies. The data … Read more

Zero Cost Term Insurance in India: Is It the Right Choice for You?

Zero Cost Term Insurance

Understanding Term Insurance Term insurance is a pure risk protection plan that offers a death benefit to dependents if the policyholder passes away during the policy term. However, if the policyholder survives the term, no payout is made. This “no return” aspect often makes people question the value of term insurance. To address this concern, … Read more

Protect Your Family’s Future: Best Term Insurance for Self-Employed

Protect Your Family’s Future: Best Term Insurance for Self-Employed

As reported by Policybazaar, sales of term insurance policies to self-employed individuals experienced a significant surge of 50% year-on-year in September 2024. Notably, 70% of these purchases were driven by plans specifically designed to cater to the unique needs of self-employed individuals. The growth is attributed to the availability of customized term plans that no … Read more

NPS vs PPF: Which One Is Better For Securing Your Future?

NPS vs PPF

Making informed investment decisions is crucial to securing your financial future. The National Pension System (NPS) and the Public Provident Fund (PPF) are popular options in India. Both schemes offer benefits like tax savings and long-term wealth creation but differ significantly in structure, returns, and flexibility. This comprehensive guide will help you understand the differences … Read more

How to Negotiate Personal Loan Interest Rates and Save Big

Personal loan interest rates

The interest rate is one of the most important factors when considering a personal loan. A lower interest rate can save you hundreds or even thousands of rupees throughout the loan. While not all lenders are open to negotiation, you can negotiate better terms if you have a good credit score and can make timely … Read more

Maximize Your Savings with Fixed Deposit Investments in India

Fixed Deposit Investment

Fixed Deposits (FDs) have long been a cornerstone of safe investment strategies in India, offering a predictable, risk-free avenue for growing savings. Known for their fixed interest rates and flexible tenures, FDs are ideal for investors looking for stable returns with minimal risk. Whether saving for a short-term goal, such as a vacation or an … Read more

Interest-Free Loans: A Comprehensive Guide

Interest-free loans

Recently, interest-free loans have become an attractive financial option for many consumers. These loans allow borrowers to repay the principal amount in instalments without additional interest charges. Interest-free loans are available in various sectors, including retail, agriculture, employment benefits, microfinance, and credit card schemes. However, while they seem beneficial, it’s essential to understand their terms … Read more

How to Improve Your Credit Score Fast: Essential Tips and Tricks

How to improve credit score

Credit scores play a crucial role in determining an individual’s financial credibility. These scores influence the approval of loans, credit cards, and other financial products banks and financial institutions offer. When you borrow money, repayment information is shared with credit bureaus, which use it to calculate your credit score. A higher credit score reflects a … Read more