According to a recent report from human resources (HR) platform FirstMeridian Business Services, the Indian IT sector is poised for substantial growth, with emerging technologies expected to generate a 20% increase in new job opportunities in 2025. This follows a successful 2024 when India’s IT and tech ecosystem experienced a 17% surge in employment, driven … Read more
Mutual funds pool the resources of numerous investors to purchase a diversified portfolio of stocks, bonds, and other securities. Managed by experienced fund managers, mutual funds offer an accessible way for individuals to participate in the financial market without needing substantial capital or extensive financial knowledge. Each investor owns units representing a fraction of the … Read more
In today’s world, home loans have become a crucial financial tool for many aspiring homeowners. Home loans have opened the doors to homeownership for those who couldn’t amass large sums of money to buy a house outright. However, while they offer a path to owning a home, repaying a home loan over a long tenure, … Read more
India’s financial markets are widely recognized for their inherent volatility. Factors such as global economic trends, domestic policy shifts, geopolitical events, and changes in investor sentiment contribute to the fluctuations. Although these market ups and downs may create uncertainty and apprehension among investors, they also present unique opportunities for those who adopt a disciplined and … Read more
Every year during the Union Budget, taxpayers eagerly await the government’s announcements on tax relief, with particular attention given to senior citizens. With limited sources of income, senior citizens often rely heavily on pensions and other fixed income streams as their primary financial safety net. The Union Budget holds significant importance for this demographic, as … Read more
The topic of inheritance tax has gained attention in India, particularly after Indian Overseas Congress chairman Sam Pitroda referred to the inheritance tax laws in the US as an “interesting law,” especially in the context of wealth redistribution. As discussions continue, it becomes necessary to understand the nitty-gritty details of inheritance tax, its implications, and … Read more
As you transition through life, your financial responsibilities evolve with time. Your 40s represent a pivotal period in your financial journey, where career growth, family commitments, and long-term retirement planning intersect. During this stage, you are likely to experience a significant rise in income but also face increased responsibilities such as children’s education, supporting aging … Read more
Mutual funds are a popular investment choice for those seeking diversification and professional management of their money. However, a common issue that investors may face is mutual fund overlap. This occurs when multiple mutual funds in a portfolio hold similar or identical securities, which can undermine the benefits of diversification and increase risk. Identifying and … Read more
Achieving success in the world’s toughest academic programs requires a blend of intelligence, dedication, and significant time investment. These courses are known for their rigorous curricula, demanding exams, and the sheer volume of material students must master. Here’s a detailed look at nine of the most challenging courses globally, along with the estimated hours of … Read more
Many aspiring physicians share the goal of applying to Harvard Medical School (HMS). Known for its rigorous academic environment and commitment to producing top-tier medical professionals, HMS is one of the most prestigious medical schools in the world. Securing a seat at HMS requires exceptional preparation and dedication. The Competitive Landscape of Medical School Admissions … Read more